Make sure that the state doesn't lay claim to your estate after your death. Leave your property to your loved ones - and your favourite causes.

To be certain that your loved ones receive your property after your death. Maybe you want to leave a small amount to a charity? If you do not prepare a will your property may be divided according to the rules set down by law, not according to your own wishes.

To look after those you leave behind, for instance, you can choose who should be the guardians of your underage children in the event of an early death.

To reduce the amount of tax you pay on death.

Inheritance tax doesn't apply only to the rich. All of your assets including your home and savings may be liable to inheritance tax. If property forms the bulk of your assets this could mean your beneficiaries having to mortgage or sell the property to meet the tax. This tax could be serious if you have a business or other property that you would like to keep in the family. We can advise you on how to best tailor your individual circumstances to mitigate inheritance tax.

The death of a loved one is a traumatic experience. Bereavement can be made worse if you have to sort out the deceased's legal and financial affairs. Executors have duties that require them to manage the deceased's affairs properly and deal with the court and the revenue. Beneficiaries must be dealt with care and consideration.